Electronic Check Recovery (ECR) provides merchants the ability to electronically collect NSF checks quickly and efficiently.

Features and Benefits:

  • No sign-up fees
  • No monthly minimums
  • No limit on the number of checks
  • Can stop the high cost of guarantee services
  • No special equipment needed
  • No long-term contract to sign
  • Collected and released checks are paid twice monthly
  • Checks are processed from any bank in the U.S. Federal Reserve Banking System
  • Out-of-town checks are handled as easily as local checks
  • Works directly with customer’s bank to settle funds
  • Works for any business, anywhere that accepts checks for payment
  • Online, real-time reporting available via the Internet 24 hours a day, 7 days a week