CHEXpedite™ Electronic Check Verification
Frequently Asked Questions:
1. How long does it take for merchant approval for Check Verification
It takes approximately 2 to 3 days for our processing center to
approve an application, and full implementation can occur within 5 to 7
days if everything goes well.
2. What equipment does the merchant need to be able to run Check
There are certain credit
card terminals that can be programmed for our Verification program.
Please check with Total Payment Solutions, Inc. to see if your existing
credit card terminal is compatible. If you do not have compatible
equipment or have no equipment at all, you can purchase equipment from
Total Payment Solutions, Inc.
3. What types of velocity tracking are available?
The standard option of velocity tracking is for the number of
checks written on a particular account in a limited time period combined
with total dollar amount of checks written on the account during a
chosen period. This can be for one company location or all company
4. Is the verification database shared with any other database or is it
only verification merchants that contribute the data?
The data comes from the National Check
Information Services (NCIS) of 70 collection agencies and thousands of participating